OneSpan has joined two of the European Digital Identity Wallet large-scale pilots, the WE BUILD and Aptitude consortia, taking a role in the cross-border tests of how the mobile-held EUDI Wallet will work in practice ahead of mandatory acceptance under eIDAS 2.0.
The pilots are designed to put the wallet, which lives on the holder’s smartphone, through real flows with banks, merchants, and government services. OneSpan is concentrating its contribution on the financial services sector, where banks face new obligations to accept the wallet for customer onboarding and authentication. “We are helping to define the standards and technical toolbox that will govern digital trust in Europe for decades to come,” said Frederik Mennes, Director of Product Management and Business Strategy at OneSpan, who authored the announcement.
The company set out the mobile use cases it is bringing into the pilots. They include customer due diligence built on verified identity data drawn from the wallet on the holder’s device, removing manual document uploads at onboarding; strong customer authentication for logins and payment authorization under the PSD2 framework and the upcoming PSD3 and Payment Services Regulation; and reusable identity credentials that a holder can present from the same mobile wallet across banks and other relying parties without re-verifying from scratch.
OneSpan situated the work against the regulatory calendar. By the end of 2027, regulated industries including banking are required to accept EUDI Wallets, and the company said the pilot work is intended to give financial institutions a path to that deadline. The wallet is also expected to be used by banks to meet obligations under the EU’s Anti-Money Laundering Regulation, by drawing customer due diligence data from a wallet-issued credential rather than rebuilding it from documents.
WE BUILD and Aptitude sit alongside the other EUDI Wallet large-scale pilots running under the European Commission’s Digital Europe Programme, each testing a different set of mobile wallet use cases across multiple member states. Other vendors have moved into the pilot programs in parallel, including Yubico, and member states such as Germany have built out broad implementer networks ahead of the deadline.
OneSpan said its role in the pilots is ongoing and did not commit to specific product deliverables tied to the work.
Sources: OneSpan
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By the Mobile ID World Editorial Team
